Compare super funds

Learn the most important factors to consider when you compare super funds, so you can feel confident in the future you’ve worked hard for.
Learn the most important factors to consider when you compare super funds, so you can feel confident in the future you’ve worked hard for.

How to know AustralianSuper is the right choice for you

Strong, long-term performance

When you compare super funds, look at long-term performance history1, not just how the fund is performing today. We're one of Australia's top performing funds over 7, 10 and 20 years based on the Balanced option1.

Significant net benefit

This is what your overall financial position could be after taking away admin and investment fees. Take a look at the chart below to see how AustralianSuper’s net benefit has outperformed the average super fund and retail fund over 5, 10, and 15 years.

Investing globally for members

As Australia’s largest, most-trusted2 super fund we use our size and investment expertise, together with our global reach to find the best investment opportunities and help lower investment costs.

Compare us against 200 other super funds

Keen to weigh up our investment, fees, insurance and member services against other funds on an ‘apples-to-apples’ basis? Use the free AppleCheck comparison tool – provided by independent research firm Chant West.

Compare net benefit performance

How your super fund performs over the long-term will make a big difference to your money for retirement. We focus on what that performance means for the net benefit of your super. See why choosing a top performing fund could help you grow your money for the retirement you want. The table below shows how the net benefit of AustralianSuper’s Balanced option compares to others.

Net Benefit – Super
Over 5 years Over 10 years Over 15 years
AustralianSuper Balanced option $20,772 $83,835 $126,778
All super funds (average) $15,999 $66,995 $103,731
Retail super funds (average) $13,646 $56,333 $79,183

Net benefit refers to investment earnings to 31 December 2022 (less administration and investment fees and costs). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.

The table shows what a member would have for 5, 10 and 15 years to 31 December 2022, in addition to a $50,000 starting balance and employer contributions, assuming they started with a $50,000 annual salary4.

SEE OUR PERFORMANCE RETURNS

Grow your super faster with low fees

As Australia’s largest super fund, we use our size and scale to secure competitive fees and lower investment costs. Combine this with our history of strong, long-term performance and it could mean more money for your retirement.

As Australia’s largest super fund, we use our size and scale to secure competitive fees and lower investment costs. Combine this with our history of top performance and it could mean more money for your retirement.

Annual admin and investment fees on a $25,000 balance

A graph comparing the annual admin and investment fees on a $25,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $285 a year compared to an average of $370 a year for all super funds and an average of $439 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $25,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $285 a year compared to an average of $370 a year for all super funds and an average of $439 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $50,000 balance

A graph comparing the annual admin and investment fees on a $50,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $452 a year compared to an average of $633 a year for all super funds and an average of $737 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $50,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $452 a year compared to an average of $633 a year for all super funds and an average of $737 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $100,000 balance

A graph comparing the annual admin and investment fees on a $100,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $787 a year compared to an average of $1,167 a year for all super funds and an average of $1,348 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $100,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $787 a year compared to an average of $1,167 a year for all super funds and an average of $1,348 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $250,000 balance

A graph comparing the annual admin and investment fees on a $250,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $1,792 a year compared to an average of $2,757 a year for all super funds and an average of $3,176 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $250,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $1,792 a year compared to an average of $2,757 a year for all super funds and an average of $3,176 a year for retail super funds. Please refer to the important information below for more detail.

  • Important information

    Source: SuperRatings Pty Ltd. Comparison of administration and investment fees at 30 June 2021 for the AustralianSuper Balanced option, the all industry average fund and the average Retail Master Trust. The sample includes the largest balanced option for 376 funds within the SuperRatings' Balanced (60 - 76 growth allocation) universe, for accumulation type products. The All Industry average is inclusive of Retail (Master Trust), Industry, Corporate and Government type funds.

    The AustralianSuper fee is the administration fee for super (accumulation) accounts and the investment fee for the Balanced option for FY 2020/21. The Investment fee is likely to change from year to year and is different for each investment option. Insurance premiums and other fees and costs may apply. See australiansuper.com/fees for full details of all fees and costs.

    Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.

Proud winners of the Canstar Outstanding Value Award for Superannuation and Account Based Pension3

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